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Phrase set
Personal Finance Spanish Phrases
Practice Spanish for budgets, bank accounts, cards, bills, debt, saving, basic investing, taxes, and financial documents.
Table of Contents
Budget
- 01
Revisar mi presupuesto
Review my budget
- 02
Gastos fijos
Fixed expenses
- 03
Gastos innecesarios
Unnecessary expenses
- 04
Comparar ingresos y gastos
Compare income and expenses
- 05
Este mes gasté menos.
This month I spent less.
- 06
Necesito ajustar mi presupuesto.
I need to adjust my budget.
- 07
Reservar dinero para emergencias
Set aside money for emergencies
- 08
No pasarme del presupuesto
Not go over budget
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Bank Accounts
- 09
Abrir una cuenta de ahorro
Open a savings account
- 10
Depositar dinero
Deposit money
- 11
Retirar efectivo
Withdraw cash
- 12
Consultar el saldo
Check the balance
- 13
Hacer una transferencia
Make a transfer
- 14
Bloquear una tarjeta
Block a card
- 15
El cajero no funciona.
The ATM is not working.
- 16
Necesito hablar con el banco.
I need to speak with the bank.
Cards and Payments
- 17
Pagar con tarjeta
Pay by card
- 18
Pagar en efectivo
Pay in cash
- 19
Introducir el PIN
Enter the PIN
- 20
Pago rechazado
Payment declined
- 21
Una comisión bancaria
A bank fee
- 22
Un cargo duplicado
A duplicate charge
- 23
Solicitar un recibo
Request a receipt
- 24
Cancelar un pago
Cancel a payment
Bills and Debt
- 25
Pagar el alquiler
Pay the rent
- 26
Una factura pendiente
An outstanding bill
- 27
Fecha de vencimiento
Due date
- 28
Pago atrasado
Late payment
- 29
Intereses de la deuda
Debt interest
- 30
Reducir la deuda
Reduce debt
- 31
Plan de pagos
Payment plan
- 32
Evitar más cargos
Avoid more charges
Saving and Investing
- 33
Ahorrar cada mes
Save every month
- 34
Fondo de emergencia
Emergency fund
- 35
Una meta de ahorro
A savings goal
- 36
Invertir a largo plazo
Invest long term
- 37
Riesgo bajo
Low risk
- 38
Diversificar inversiones
Diversify investments
- 39
Consultar a un asesor
Consult an advisor
- 40
Entender las condiciones
Understand the terms
Taxes and Documents
- 41
Declarar impuestos
File taxes
- 42
Número fiscal
Tax number
- 43
Comprobante de ingresos
Proof of income
- 44
Extracto bancario
Bank statement
- 45
Guardar los recibos
Keep the receipts
- 46
Firmar el contrato
Sign the contract
- 47
Revisar la letra pequeña
Review the fine print
- 48
Pedir una copia
Ask for a copy
Frequently Asked Questions (FAQ)
What is the best way to memorize conversational phrases?
Repeat them aloud after the speaker. Use the audio trainer for listening, and the phrase trainer for typing practice.
How many phrases should I learn daily?
We recommend focusing on 5-10 new phrases every day. Consistency is more important than quantity.
Why is it better to learn whole phrases instead of individual words?
Learning ready-made chunks helps you speak faster, sound more natural, and avoid spending time thinking about grammar.
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